Large Corporate Credit Analyst At EGBank
RESPONSIBILITIES AND ACOUNTABILITIES
comprehensive financial and nonfinancial analysis, as part of a complete credit
analysis report, on new credit requests and renewal of existing ones.
financial models and their assumptions, crosschecks information provided by
clients with information obtained via research/market sources and performs a
detailed risk and mitigation analysis to ensure that all key risks are
identified and addressed.
collaboration with the team- visits to the company's premise to practically
asses the company's operation cycles, assets, production process, inventory
storage procedures, to be able to present a coherent in depth analysis of the
account to the approving body.
credit applications including: purpose of the facilities offered, appraisal of
customer's management, financial statements analysis (Balance sheet, income
statement and cash flow statement spread form), risks and mitigants, client’s
banking relationship as well as history of the client & business.
preparation of contractual agreements/support documentation with internal legal
department, external lawyers, outside consultants (insurance/engineers).
accounts on a daily basis through issued customer's position/balances.
issuing of daily/monthly/quarterly reports -as required- from the Corporate
Service Analyst and suggest action if necessary.
daily, monthly, weekly reports comprising but not limited to CBE reports,
Pipeline Report, expected bookings and Payoffs report, etc.
compliance and adherence to policies, procedures, regulatory/internal
regulations, related to any transactions executed.
Bachelor Degree in Finance / Accounting / Economics/ Banking or equivalent.
Credit Course is necessary.
Fluent English – Fluent Arabic (Written – Spoken)
1-3 years of relevant work experience in Banking